At Indy College Funding we work with families who want to send
their children to a good college but don't know the best way to pay for
it - or how to pay for it at all! We're able to help many students
receive grants and scholarships by guiding their family through the process.
For some families we offer proven strategies to significantly reduce their out-of-pocket
costs. In all cases we emphasize the importance of education and counseling
regarding the College Funding process.
Families are surprised to learn how much of what we do is provided at no
charge. This includes the downloads we have waiting
for you on this site. You won't find this collection of resources available
anywhere else for free. And there's never a charge for any of our public
or private seminars, 'Personal Assessment Consultations', or EFC Analyses.
Some families choose to utilize our fee-based services. Just
as many families retain the services of an accountant or CPA for tax preparation
- AND tax planning - as do many families select our professional services.
While you can count on us to accurately prepare your financial aid forms, our emphasis
is effective PLANNING for the cost of college and REDUCING your
out-of-pocket costs!
We begin the education process with an emphasis on EFC - Expected Family Contribution.
No one emphasizes the importance of understanding EFC more than we do at
Indy College Funding. This critical parameter is highly misunderstood by parents,
yet is the determining factor for most college financial aid awards! It directly
represents the family's level of financial aid eligibility.
Most families have NO idea of what their EFC is . . . until just
a few short months before their student leaves for college! This paradigm
continues to flourish largely due to most families' first exposure to EFC at "FAFSA
Night" often introduced to parents in December or January of the senior year.
We Help Every Family Learn Their EFC to within ONE DOLLAR
of the Dept of Ed's Calculation
Indy College Funding offers this to every family as one of our most distinguishing public
benefits. Many EFC 'Calculators' available on the Internet are really 'Estimators'
- and sometimes their calculation is a range as wide as $10,000!
If you're a parent
planning on sending your child(ren) to college, we encourage you to download our
free 'EFC Wizard' and learn your true EFC - to within $1 of the U.S. Department
of Education's FAFSA calculation!
The ideal time you should begin to plan for your family's College
Funding is when your child is a high school sophomore or - at the latest - a first-semester
junior. Most likely this is the first time you've EVER
heard this, right? We know! Because the most common question we get
at our seminars is, "Why didn't anyone tell us this SOONER?" Waiting
until the senior year often results in reductions in college financial aid eligibility.
We want to help you start on time! If you ARE the parent of a high school
senior, we're not trying to frighten you! Rather, we want to encourage you
to call us NOW so that we can help you in every way possible.
With our help many families can reduce their out-of-pocket costs significantly.We
have the resources, expertise, and technology to help you. Before you leave
our site, please be sure to see our Personal Invitation to you
at the bottom of this page!
If you're like most parents, you are concerned about the high cost of college and how you will pay for it without
sacrificing your ability to retire. College costs continue to rise about 5
percent annually. Regardless of the ages of your children or the size of your
family - your concerns are understandable. Sadly, many families unknowingly
sacrifice financial aid for which they should have qualified.
Learning the facts about the College Funding process can eliminate many of the
fears that so many parents have. At Indy College
Funding we are committed to educating you with the College Funding process and to
counseling you on how to pay for the higher education you desire for your children.
YOU Can Avoid the Big Mistakes Parents
Make With Their
Family's College Funding - Learn How By:
Attending a Seminar
'College Funding: The Missing Link in Planning For College'
Meeting With Us Privately
'Your Personal Evaluation & Next Step'
Here Are 10 College
Funding Facts to Get You Started
See If you're Surprised
at All!
- Many families qualify for
far more financial aid than they ever would have imagined - whether
it be need-based or merit-based.
- Some families can actually
send their children to a private school for less money out-of-pocket than
a public school with a much lower "sticker price".
- Affluent families can often
restructure their income in ways to provide themselves with what we call
"Tax Scholarships".
- For many families it's
to your financial benefit - not your disadvantage - to have two
students in college at the same time.
- A large amount of home equity
will not prevent you from being eligible for financial aid in about 90%
of all the colleges across the country.
- In the unfortunate case
of a separation or divorce most colleges don't ask about the income
and assets of the non-custodial parent.
- Many schools will meet 90
to 100% of a family's need through financial aid with most of this money
being offered in the form of grants (free money), not loans.
- You can appeal an initial
financial aid award in the event of "special circumstances" which
isn't included in the standard financial aid forms. The first award isn't
necessarily the last.
- Families should not wait until the student's senior year
of high school to learn their EFC. The sooner you know and understand
this calculation, the better! With the free downloadable tools we provide
to you on this website, you can calculate it TODAY!
Our Founders - Kurt Supe and John Culpepper - Work With Families
and Situations Like the 10 Described Above
Kurt and John have a solid record of success and have built Indy
College Funding Inc. on their calling to make a significant difference in the lives of families committed
to sending their children to college. They help families understand the highly
misunderstood process of College Funding and the financial implications to them
personally. Their priority is not in "selling a service" but rather to provide
help to a diverse range of families varying widely in financial and academic profiles.
Everyone at Indy College Funding is committed to
offer you the education and counsel you need so that you will fully understand the important elements of College
Funding. One of the missions of Indy College Funding is to teach parents the
facts about College Funding and Financial Aid and to clarify their individual eligibility.
Our Personal Invitation to You
Let Us Help You Get Started With
Your College Funding
Please browse our site and see all the ways we are able
to help you and your family - and be
sure to get your free
downloads before you leave the site. The tools and resources
we offer you at no charge aren't available anywhere else for free. Here's
just a brief introduction to the first of four items we have for you:
We need the best EFC Calculator
software available for our day-to-day operations - and we've found it!
The same EFC Calculator software program is used by many colleges across the country.
We're offering our 'EFC Wizard' to you at no cost
as one of your free downloads to help get you started with the planning phase of
your College Funding. This is the most thorough, user-friendly, and
accurate EFC Calculator on the market. You will learn your EFC to within $1!
(To learn why your 'EFC' calculation should be
so important to you,
click here.)
If you'll take the first step in downloading and using
our 'EFC Wizard' we're offering you, you can count on us to help you thoroughly
understand the results and to explain to you the impact to your family's out-of-pocket
costs for college. We want you to have it just for visiting our site.
This is an invaluable resource that will equip you with the knowledge you need in
understanding the affordability factor of college.
ALL of the downloadable tools we provide to you on this website are absolutely FREE.
They will help you begin learning right now what most parents will never understand
- or may learn too late - about the College Funding process.
There's no cost to you at all! And if you ever have any
questions about anything you see on our site or about College
Funding in general, please don't hesitate to give us a call at
317-791-9860 or you can always email us.
All of us at Indy College Funding are here to help you in any way we can.
Kurt Supe and John Culpepper, Founders
Don't just HOPE for a good College Funding package
PLAN for it
Indy College Funding
Is Here To Help YOU
